TRUSTEE’S NOTICE OF SALETS No.: 139701-OR Loan No.: ******6416 Reference is made to that certain trust deed (the "Deed of Trust") executed by CHELSI N WOODARD AND SEAN T WOODARD, AS TENANTS BY THE ENTIRETY, as Grantor, to LAWYERS TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR MORTGAGE TRUST, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 6/5/2015, recorded 6/12/2015, as Instrument No. 2015-070750, in the Official Records of Multnomah County, Oregon, which covers the following described real property situated in Multnomah County, Oregon: A TRACT OF LAND WITHIN BLOCK 15 OF "FAIRPORT BLOCKS 14-15-16-17" LOCATED IN THE SOUTHWEST ONEQUARTER OF SECTION 10, TOWNSHIP 1 NORTH, RANGE 1 EAST, WILLAMETTE MERIDIAN, CITY OF PORTLAND, MULTNOMAH COUNTY, OREGON, BEING MORE FULLY DESCRIBED AS FOLLOWS:BEING A PORTION OF LOT 15 AND LOT 16 OF BLOCK 15 OF "FAIRPORT BLOCKS 14-15-16-17," BEING FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF LOT 16, BLOCK 15 OF "FAIRPORT BLOCKS 14-15-16-17," SAID CORNER BEING ON THE WEST RIGHT-OF-WAY LINE OF N. MONTANA AVENUE (30.00 FEET FROM THE CENTERLINE THEREOF); THENCE RUNNING ALONG THE EAST LINE OF SAID LOT 16 AND THE WEST RIGHT-OF-WAY LINE OF SAID N. MONTANA AVENUE SOUTH 01° 52' 39" WEST A DISTANCE OF 46.57 FEET TO THE TRUE POINT OF BEGINNING OF THE TRACT BEING HEREIN DESCRIBED; THENCE CONTINUING ALONG THE EAST LINE OF SAID LOT 16 AND THE WEST RIGHT-OF-WAY LINE OF SAID N. MONTANA AVENUE SOUTH 01° 52' 39" WEST A DISTANCE OF 56.50 FEET TO THE SOUTHEAST CORNER OF SAID LOT 16, SAID POINT BEING ON THE NORTH RIGHT-OF-WAY LINE OF N. KILPATRICK STREET (25.00 FEET FROM THE CENTERLINE THEREOF); THENCE RUNNING ALONG THE SOUTH LINES OF LOTS 16 AND 15 AND THE NORTH RIGHT-OFWAY LINE OF N. KILPATRICK STREET NORTH 88° 26' 53" WEST A DISTANCE OF 50.00 FEET TO THE SOUTHWEST CORNER OF SAID LOT 15; THENCE LEAVING SAID NORTH RIGHT-OF-WAY LINE RUNNING ALONG THE WEST LINE OF LOT15 NORTH 01° 52' 39" EAST A DISTANCE OF 56.72 FEET; THENCE LEAVING SAID WEST LINE OF LOT 15 SOUTH 88° 11' 52" EAST A DISTANCE OF 50.00 FEET TO THE POINT OF BEGINNING. APN: R160067 Commonly known as: 1307 N KILPATRICK ST PORTLAND, OR 97217 The current beneficiary is: PennyMac Loan Services, LLC Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor's failure to pay when due, the following sums: Delinquent Payments: Dates: No. Amount Total: 2/1/2025 - 4/1/2025 3 $2,059.08 $6,177.24 5/1/2025 - 1/1/2026 9 $2,091.89 $18,827.01 Late Charges: $0.00 Beneficiary Advances: (-$326.29) Total Required to Reinstate: $24,677.96 TOTAL REQUIRED TO PAYOFF: $270,373.19 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $231,167.18 together with interest thereon at the rate of 3.75 % per annum, from 1/1/2025 until paid, plus all accrued late charges, and all trustee's fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 1915 NE Stucki Avenue, Suite 400, Hillsboro, OR 97006, will on 6/2/2026, at the hour of 1:00 PM, standard time, as established by ORS 187.110, INSIDE THE MAIN ENTRANCE TO THE MULTNOMAH COUNTY COURTHOUSE, 1200 SW FIRST AVENUE, PORTLAND, OR 97204, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier's check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee's and attorneys' fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words "trustee" and "beneficiary" include their respective successors in interest, if any. Dated: 1/12/2026 CLEAR RECON CORP 1915 NE Stucki Avenue, Suite 400 Hillsboro, OR 97006 Phone: 858-750-7777 866-931-0036 Jessica Lopez, Authorized Signatory of TrusteePublished Feb 2, 9, 16 & 23, 2026. 4129234